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Insights for Specialty Crop Growers

Expert guidance on farm finance, seasonal cash flow, banking, and the latest from the Thombar team.

Industry Insights

USDA Assistance for Specialty Crop Farmers (ASCF): Eligibility, Payments, Deadline & Funding Disparity Explained

USDA announces $1B for specialty crops under ASCF. Learn who qualifies, the March 13 deadline, payment details, and why funding gaps matter.

Thombar teamThombar team
|Feb 19, 2026|11 min read
Thombar Line of Credit
Cash Flow

Farm Operating Line of Credit for Specialty Crops - Up to $150,000 | Thombar

Specialty crop growers can access up to $150,000 in seasonal working capital through Thombar’s farm operating line of credit — designed for fruits, vegetables, nuts, and potatoes, with fast online approval and next-business-day funding for qualified applicants.

Thombar teamThombar team
|Feb 13, 2026|8 min read
Thombar launch partners
Company Info

Introducing the Thombar Partner Perks Program: $30,000+ in Exclusive Savings for Specialty Crop Growers

Thombar members have access to over $30,000 in annual savings through exclusive discounts on agricultural inputs, labor management, farm technology, logistics, and more. We've partnered with eight leading specialty ag companies to put money back into your operation.

Thombar teamThombar team
|Jan 20, 2026|4 min read
Thombar platform screenshot
Company Info

Welcome to Thombar: Banking Built for Specialty Crop Growers

Specialty crop growers run some of the most complex, capital-intensive businesses in the country, yet their financial tools weren't built for how they actually operate. Today, we're sharing what we've built so far - online banking designed around seasonality, labor timing, and the realities of growing specialty crops.

Thombar teamThombar team
|Jan 14, 2026|3 min read

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© 2026 Crop Guard, Inc. (dba "Thombar"). All rights reserved.

FDIC insured up to $3M through partner banks.

*Thombar is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Thombar Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.

**Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly. Total balances less than $50,000 earn up to 1.00% APY. Total balances between $50,000 and $249,999 earn up to 1.875%. Total balances of $250,000 or more earn up to 2.75% APY.

***Lines of credit are provided by Fundbox. Fundbox makes capital available to businesses through business loans and lines of credit originated by First Electronic Bank or Lead Bank. California businesses: Fundbox makes business loans and lines of credit loans pursuant to California Financing Law license 60DBO-48774. All financing is subject to credit approval of a completed application. Fundbox and its bank partners base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. Financing may not be available in all states and may be subject to local restrictions where applicable.

****No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.