Standard Banking* Features

ACH Transfers

Send or receive ACH payments — free, standard processing time (1–3 days)

Same-Day ACH

Faster ACH transfers that settle on the same day for $1

Mobile Check Deposit

Deposit checks from your phone using the banking dashboard or app

Domestic Wire Transfers

Send funds via wire to U.S. bank accounts for $10 — typically same-day delivery

ATM Withdrawals & Deposits

Withdraw or deposit cash for free at over 55,000 ATMs

External Bank Linking

Link and transfer money between this account and your existing external bank accounts

Physical Debit Cards

Issue branded physical cards for the business owner or team

Bill pay

Pay invoices to vendors via ACH, check, wire, or other supported methods — all from your dashboard

Accounting Integration

Sync transactions directly into your accounting software (e.g., QuickBooks) for easier bookkeeping

In-App Support Chat

Dedicated support chat inside the banking experience

Email Support

Access support via email

What Makes Us Different

1–2.75% Annual Percentage Yield on Deposits

Earn APY on your entire balance without needing a separate savings account. No need to actively manage money by moving idle cash to yield-earning accounts

Traditional banks typically offer no interest on deposits in business checking, and very low interest on business savings (with restrictions like minimum balance or monthly fees)

Grower perks

Exclusive discounts at ag retailers and service providers with an annual estimated savings of over $15,000

First-of-its-kind program

FDIC Insurance up to $3M

Your deposits are insured up to $3 million through partner banks

Typically $250K per end user at traditional banks.

Virtual Debit Cards

Instantly issue virtual cards for online purchases or employee/partner usage (as authorized users)

Not typically offered by traditional banks to small businesses.

Multi-User Access & Controls

Add team members as authorized users

Not typically offered by traditional banks to small businesses

Coming Soon

Sub-Accounts / Buckets

Create multiple internal accounts to separate funds (e.g., taxes, payroll, savings). Balance in all accounts will earn the same interest

Check Issuance

Mail physical checks to vendors or payees directly from your account

Instant Payouts

Instantly push funds to cards or external accounts for faster access to money

Loans

Apply for input, equipment and real estate loans directly through the platform