Meet Thomas. He's your CFO,
and he knows the specialty crop business.
Most specialty crop growers don't have a CFO — or someone with the time to think like one. Thomas fills that gap. He proactively monitors your finances, flags risks before they become problems, and surfaces opportunities you might not see until it's too late.
Market Intelligence
Live USDA shipping point prices, diesel, fertilizer, and packaging costs — updated continuously. Thomas watches the inputs that shape your margins.
Cash Flow Visibility
Know where you stand between harvest and next season's inputs. Thomas tracks your draws, repayments, and seasonal gaps automatically.
Proactive Alerts
Thomas flags margin risk, unusual cost spikes, and credit opportunities before they become problems. No more surprises.
What are my biggest input cost risks heading into next month?
Three things worth watching:
Diesel is up 2.1% over the last week — if you're running heavy equipment or depending on trucking, that'll hit margins.
Corrugated packaging is up 1.4% with more movement expected.
Ammonium nitrate is actually down 0.8%, so if you're planning a fertilizer run, timing is on your side.
Want me to model how these move your cost-per-acre for this season?
Need to pay a supplier or contractor?
Access a revolving credit line of up to $150,000 to pay invoices. Draw when you need it, repay in 30, 60, or 90 days, with a simple transaction fee per draw.
Funded in 24–48 hours
Decision based on your seasonal cash flow.
Only pay for the days you use
Pro-rata rebate if you repay early.
Based on your invoices
Draw on your line when needed.
Up and running in minutes.
Tell us about your operation
Complete your automated onboarding interview. Takes about two minutes.
Connect your financials
Link QuickBooks or upload statements from Famous, DataTech, or whatever software you use. The more Thomas knows, the more he can help.
Get to work
Chat with your AI CFO, apply for a line of credit, use your money-saving perks. Or do it all. Your call.
Your numbers and the market's, in one place.
Market prices, input costs, and your own financials. Updated continuously, all in one place.
Savings negotiated for you.
Thombar members receive exclusive discounts with suppliers and service providers.
More partners added regularly.
Questions specialty growers ask us
Why Thombar?
Named after Thomas Barbour Lathrop, the financier who reshaped US agriculture by funding the introduction of thousands of new specialty crop varieties.
Thombar carries his spirit forward, using modern finance to unlock resilience and innovation for American specialty growers today.
Who is Thombar for
- Fruit and orchard farms
- Vegetable and melon farms
- Potato farms
- Nut and tree crop farms
- Mixed specialty crop farms
Your operation deserves a financial partner that actually understands specialty crops.
Credit, market intelligence, and an AI CFO — built for fruit, vegetable, nut, and potato growers.