Thombar Blog
Expert guidance on farm finance, seasonal cash flow, banking, and the latest from the Thombar team.
Fed data show new farm operating loans this summer were 39.1% smaller and came due 7.3 months sooner. What specialty crop growers should check before renewal.
Thombar Team
If a produce buyer pays late, PACA can put you ahead of the bank, but only if you send written notice within 30 days of the due date. What to send this week.
Thombar Team
Ventura County’s 2025 crop report put costs next to gross value: strawberries cost about $1.01 per dollar earned and lemons about $1.12. How to run the same math on your own blocks before you plant, sign or renew.
Thombar Team
USDA’s $8 billion Harvest Fuel Relief program has no specialty crop rate yet. USDA wants growers’ fuel cost data now. What to send this week, and why not to book the payment in your cash plan.
Thombar Team
USDA aid is taxable and write-off rules are generous. Before a year-end purchase, check how many months of cash you will have left before the next harvest check.
Thombar Team
USDA forecasts a 16% smaller California walnut crop. Fewer tons shrink the harvest payment now, while any price recovery arrives in later payments. Here is how to plan cash month by month.
Thombar Team
The Fed raised rates for the first time since 2023 just as operating lines come up for renewal. What Fed district surveys show lenders checking, and how specialty crop growers can walk in prepared.
Thombar Team
A federal court ordered DOL to publish a new H-2A wage rule by December 30. Here is how to put a dollar figure on possible back pay before it hits your year-end cash plan.
Thombar Team
Most growers carry one break-even in their heads. There are four, and the one you use decides whether next year’s contract makes money.
Thombar Team
U.S. diesel set a weekly record in September. Here is what it means for West Coast growers’ fall cash, and how to re-price the fuel you still need.
Thombar Team
Thombar Modules do back office work for specialty crop growers, from contractor invoices and cost per flat to contracts, freight and fuel.
Thombar Team
A federal court threw out the 2025 H-2A wage method, and growers may owe back pay from September 2. Here is how to size your exposure and protect cash.
Thombar Team
You need to pay now. You get paid later. Thombar Capital covers the gap for specialty crop growers, with no collateral and no liens.
Thombar Team
Thombar was featured in The Packer, the leading trade publication for specialty crop growers. Read about our mission to solve the specialty crop credit crunch with intelligent banking built for fruit, vegetable, and nut operations.
Thombar Team
What Farmblox COP-R-LOCK costs, how it stops copper theft at farm pump sites, and the expected-loss math that shows payback in months. Plus 10% off for Thombar members.
Thombar Team